سياسة الخصوصية

مقدمة

مرحباً بك في Ghwazi Money Tracker. نلتزم بحماية خصوصيتك وأمان معلوماتك الشخصية والمالية. توضح هذه السياسة كيف نجمع المعلومات ونستخدمها ونحميها ونشاركها عند استخدامك تطبيق تتبّع الأموال وخدماته.

المعلومات التي نجمعها

المعلومات الشخصية

• Account Information: Name, email address, username, and encrypted password
• Profile Information: Any additional profile details you choose to provide

Financial Information

• Bank Account Details: Account numbers, bank names, and account balances (stored locally)
• Transaction Data: Transaction amounts, dates, descriptions, and categorizations
• Email Configurations: Email settings for automatic transaction parsing (credentials are encrypted)
• PDF Statements: Bank statement files you upload (processed and securely deleted after parsing)

Technical Information

• Usage Data: How you interact with our application features
• Log Data: Application logs for debugging and security purposes
• Device Information: Browser type, operating system, and IP address

How We Use Your Information

• Core Functionality: Process and categorize your financial transactions
• Account Management: Create and maintain your user account and preferences
• Analytics: Generate spending insights, charts, and financial summaries
• Email Processing: Parse bank emails and statements for transaction data
• Security: Protect against unauthorized access and fraudulent activity
• Support: Provide customer support and technical assistance

Data Security

• Encryption: All sensitive data is encrypted at rest and in transit
• Access Control: Multi-layered authentication and authorization
• Secure Deletion: Uploaded files are securely deleted after processing
• Regular Updates: Security patches and updates are applied regularly

Information Sharing

Your financial data remains private and is only accessible to you. We may only disclose information:

• When required by law or legal process
• To protect our rights, property, or safety, or that of others
• With your explicit consent

Data Retention

We retain your information only as long as necessary to provide our services and fulfill the purposes outlined in this policy:

• Active Accounts: Data is retained while your account remains active
• Account Deletion: All personal data is securely deleted upon account termination
• Uploaded Files: PDF statements are processed and immediately deleted
• Log Data: Technical logs are automatically purged after 90 days

Your Rights

You have the following rights regarding your personal information:

Cookies and Tracking

We use minimal cookies and tracking technologies essential for application functionality:

• Session Cookies: To maintain your login session and preferences
• Security Cookies: For CSRF protection and secure authentication
• Functional Cookies: To remember your settings and preferences

We do not use advertising cookies or share data with advertising networks.

Third-Party Services

Our application may use the following third-party services for essential functionality:

• Email Services: For sending notifications and password resets
• Security Services: For fraud detection and security monitoring
• CDN Services: For delivering application assets and resources

These services are bound by strict data protection agreements and do not have access to your financial transaction data.

Children's Privacy

We do not knowingly collect personal information from children under 18. If we become aware that a child has provided us with personal information, we will take steps to delete such information promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by:

• Email notification to your registered email address
• In-app notification when you next use the service
• Updating the "Effective Date" at the top of this policy

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: