شروط الخدمة

الموافقة على الشروط

By accessing and using Ghwazi Money Tracker ("the Service," "we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our personal finance management application and related services operated by Ghwazi Money Tracker.

الأهلية وتسجيل الحساب

متطلبات العمر

• You must be at least 18 years old to use this service
• You must have the legal capacity to enter into binding agreements
• You must not be prohibited from using our services under applicable law

مسؤوليات الحساب

• أمان الحساب: أنت مسؤول عن الحفاظ على سرية بيانات اعتماد حسابك
• معلومات دقيقة: يجب تقديم معلومات دقيقة وكاملة أثناء التسجيل
• نشاط الحساب: أنت مسؤول عن كل الأنشطة التي تتم عبر حسابك
• الوصول غير المصرح به: يجب إبلاغنا فوراً بأي استخدام غير مصرح به لحسابك

وصف الخدمة

Ghwazi Money Tracker is a personal financial management application that provides:

سياسة الاستخدام المقبول

الاستخدامات المسموح بها

• إدارة الشؤون المالية الشخصية وتتبّعها
• رفع كشوف الحساب البنكية والوثائق المالية الخاصة بك
• إعداد وصول البريد لحساباتك المالية الخاصة

أنشطة محظورة

• الوصول غير المصرح به: الوصول إلى حسابات أو بيانات أو أنظمة لا تخصك
• سوء استخدام البيانات: استخدام الخدمة لمعالجة أو تخزين بيانات تخص الآخرين دون تصريح
• انتهاكات الأمان: محاولة اختراق أو تجاوز أو اختبار الضوابط الأمنية
• أنشطة ضارة: تحميل برمجيات خبيثة أو فيروسات أو أكواد ضارة
• تعطيل الخدمة: التدخل في التشغيل السليم للخدمة
• Commercial Resale: Reselling or redistributing our services without authorization

Data Security and Privacy

Your financial data security is our highest priority. We implement multiple layers of protection:

For detailed information about how we handle your data, please review our Privacy Policy.

Fees and Payment

We reserve the right to introduce fees for premium features in the future. If we do:

• We will provide at least 30 days advance notice of any fee changes
• Existing core functionality will remain available at no charge
• You may terminate your account if you disagree with new fees

Disclaimers and Limitations

إخلاء المسؤولية عن الخدمة

• Financial Advice: We do not provide financial, investment, tax, or legal advice
• Data Accuracy: You are responsible for verifying the accuracy of parsed financial data
• Service Availability: We cannot guarantee uninterrupted or error-free service
• Third-Party Services: We are not responsible for third-party integrations or services

تحديد المسؤولية

To the maximum extent permitted by law, Ghwazi Money Tracker shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Financial decisions made based on information from our service
• Damages resulting from unauthorized access to your account

Account Termination

إنهاء من طرفك

You may terminate your account at any time by:

• Deleting your account through the application settings
• Contacting our support team to request account deletion
• All your data will be permanently deleted upon account termination

إنهاء من طرفنا

We may suspend or terminate your account if:

• You violate these Terms of Service
• You engage in fraudulent or illegal activities
• Your account remains inactive for more than 2 years
• We discontinue the service (with 60 days notice)

Intellectual Property

The Ghwazi Money Tracker application, including its source code, design, and documentation, is protected by intellectual property laws.

Changes to Terms

We may update these Terms of Service from time to time. When we do:

• The "Last Updated" date will be revised
• Registered users will be notified by email for material changes
• In-app notifications will appear when you next use the service
• Changes become effective 30 days after notification
• You may terminate your account if you disagree with changes

Governing Law and Disputes

These Terms are governed by and construed in accordance with applicable laws. Any disputes will be resolved through:

• First: Good faith negotiations between the parties
• Then: Mediation with a neutral third party
• Finally: Binding arbitration or competent court jurisdiction

Contact Information

If you have any questions about these Terms of Service, please contact us:

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable. The invalid provision will be replaced with a valid provision that most closely matches the intent of the original provision.